Smt. Rosily V.A, 49 yrs, Kaloor, Kochi

From the financial assistance of Rs. 95,000/- granted by the women’s development corporation, Rosily had initiated a ‘Hardware shop’ in the year 2002-03. Women running a hardware shop was a rare scene in a great metropolitan city like – Kochi. Though her education was limited to Std X, she had successfully managed the novel venture that involves considerable risk and challenge. As the business made a sweeping success, she could easily repay the full amount without many impediments.

As the spouse was bedridden, she was the sole earning member of the family that includes three children. However, the monetary backing from the corporation was a real boon for the family which falls below the poverty line.

From the confidence level and motivation gained, she thought of enlarging the business after 4 years (2007). As she was prompt in her repayment she could easily availed another loan of Rs 95,000/- from the same. Currently, she is getting a monthly net profit of Rs. 10,000/- per month from her business.

When she looks back to the past years, she feels contented and proud. Above all she bows head to the co-operation and assistance of KSWDC for making her life independent and successful.


Dhija T.D, 31 yrs, Vallarpadam, Kochi

The family owned ‘Chemmenkettu’ was kept ideal for many years due to financial crisis. In order, to reawaken this, Dhija seek the help of the corporation. During the financial year 2006-07 she had granted a loan amount of Rs. 25,000/- to activate ‘Prawn Cultivation’.

As she was well aware of this cultivation, she found it easier to carry out the task easily. The loan amount proved worth in her life as she made a net profit of Rs. 6000/- per month from the venture.

She had hailed from low economic pulaya community and studied till S.S.L.C. Her husband was a daily labourer and the two children are studying in a nearby schools.

Now she felt satisfactory as she was able to revitalize the family owned asset. She says that she would not have been accomplish the task without the help of the corporation.


Sarasu K. T, 46 yrs, Kalamassery, Kochi

Sararsu hailed from a pulaya community and had passed 10th Std. The only source of income for the family was through the wages earned from the daily laboureer of her husband which was too meager to pull on the family of two children. Under this circumstance, she approached the corporation for a loan. The location of her house in the side of the road, this enabled her to start a general merchandise shop from the financial assistance of
Rs. 30, 000/- in the year 2006-07.

Now she is earning a handsome profit of Rs. 4000/ -per month. She could repay the loan without any default. The timely assistance and intervention of the corporation and the new found occupation had brought up new dreams into her life.

Valsala.T,35 yrs, Palayam, Thiruvananthapuram

Valsala and her husband – Vijayakumar was running a small hotel in the nearby premise of her house in the core of the city. Though it was not profitable it was their sole source of their family’s daily bread. At that point of time, they came to know the loan scheme of the corporation. They had applied and allocated a lumsum of Rs. 25,000/-. With that they had purchased utensils and other items required for the betterment of the hotel. This had made great impact to the hostel and began to earn profit after years of toil. From the profit earned they are repaying the loan.

Now the family were able to make improvement in their daily household chores and children’s education. The family is grateful to the corporation for the assistance and help.

Omana.D, Vattappara,
Thirvananathapuram

After the demise of the father, the responsibility of looking after the family members was vested upon omana during her very young age. The life was in the midst of sheer poverty and agony.

From the awareness generation programme conducted by the corporation, she came to know about the loan facilities and its allied aspects. This has inspired her and approached the corporation and applied for a loan to initiate a hotel. In the meantime, Rs one lakh were disbursed. Gradually, she began to earn income from the new business. This was a blessing for her familyu who was battling/baffled with poverty.

Since she is repaying the loan promptly without any default she thinks she had made a vice decision and her new venture developed her social skills. Now she is happy with family responsibility and fetching an income.

She is very much pleased to the corporation for the timely intervention and proper guidance.

Rose John, 36 yrs, Thoppumpady, Kochi

With a certificate in beauty therapy and two years experience in the relevant field Rose approached the corporation to set off an independent beauty parlour.

Thus in the year 2007-08, the corporation had granted a loan of Rs. 95,000/-. She had initiated the business in a rented building with the help of other two co-workers.

Being a degree holder in sociology she is well aware o the tactics in business and with the co-operation of her husband who is working in private firm is now effectively doing her business. Getting a net profit of Rs. 8500/ - per month she is happy enjoying life with her three sons and business comfortably.

Smt. Shyamalakumari.V, Thamalam, Thiruvananathapuram

She obtained the fianancial assistance of Rs. 47,500/- in the year 2003 to set up a provisional store. A low profile family that involves two children was brought up with great difficulty with the only income of her husband whos is a daily labourer. In the midst of a wretched/miserable circumstance condition, she proceeded to the corporation for financial help. The attempt proved worth in her life and now she could very well manage the need of the children and the family from the profit earned from the commodity shop. At present it is functioning in a rented building still the corporation claims that she is very sstern about repayment and payinmg in a time bound manner. She is paying Rs 918 monthly. She had cleared all her financial liabilities and her only balalnce due was the repayment to the corporation due in 17 instalments.

V.k Anitha, 34 yrs, Thirumala, Thiruvananthapuram

After the demise of her husband – Sri Sarasidhran she started a fancy store in a hired building in a very low profile manner. After a couple of period she came to know about the loan scheme for scheduled castes of the corporation. Thereby she had availed a loan under scheme under SC scheme of Rs. 25,000/- inorder to expand her existing fancy store.

She had two children aged 10 yrs and 8 yrs. She had her studying till 10th std. She assured that she could have ceased the store much earlier without the lending hand of the corporation. Now she is paying Rs. 738/ - every month without any default. From the return from the business she could be able to pay the rent, look after the household chores and the children’s education in a much better way. She swears it is all because of the co-operation and assistance of the KSWDC.

Sajani Antony

She had started Kindergarten named – ‘LORDS’ in the year 2000 meant for children between the age group of 2.5 – 3.5 yrs. As years passed by LKG and UKG were also incorporated.

Economic crisis were crucial for the smooth functioning of the nursery. She had approached many banks. Due to high interest rates and rigid formalities she had to step back from banks and other financial institutions.

Subsequently, she came to know about the loan scheme of the corporation. With low interest rates and simple procedures she could easily get the laon of Rs 1,00,000/ -. This helped her in improving the quality of the nursery and more faaciltities were provided to the children. She says that the financial assisitance from KSWDC was a great help to the women to grow and come forward in the society. Presently she could remitt the loan without any delay. This had given her institution good reputation and great satisfaction in her life.

Noorjahan. M, 42 yrs, palayam, Thiruvananthapuram

Noorjahan with the co-operation and joint effort of her husband and son is running a Mobile shop that includes sales, services. Exchange, accessories & easy charges in a near by shop in the house. She had availed a aloan of Rs 75,000/-. She is recently paying back without any default.

 

Vasanthakumari T, Valikode, Thiruvananthapuram

Obtained a loan of Rs 47, 500/- she had constructed a shop close to her residence and started a provisional store.

She had hailed from a low economic family that includes 3 daughters and her husband. There is no specific source of income for their family. From the small business started from the loan of corporation the family is upcoming, relieved from the financial liabilities and started repaying the loan and without any delay .